The current high housing prices make many people who just need it daunting. Nowadays, many people have the need to choose a house, but they are unable to choose a house in full, so people choose a house with a housing loan. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to choose a house in Xinjin, what is the down payment for a house of1120,000 yuan? How much is the mortgage? Let me show you the relevant information below!
For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is,1120000 * 30% = 784000 yuan, and the loan period is 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.
If it is a second suite, it shall not be less than 50% of the appraised house price, that is to say, for a house with a total house price of11 120000 * 50% = 560000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.
Regarding the down payment and mortgage of housing selection in Xinjin, if you are going to buy a house of110.2 million in Xinjin, you should make full financial preparations. The down payment is not a small expense, and the monthly mortgage should be counted. Will it affect your quality of life in the next few years or even decades? The above is the content of Xinjin housing loan I provided for you. I hope it will help you!