Application conditions: 23-45 years old, non-student users with real-name registration system mobile phone number for more than 6 months.
Required information: identity authentication, mobile phone operator, work information, savings card, personal basic information, etc.
Apply for raiders:
1, Tibet, Xinjiang, Hong Kong, Macao and Taiwan cannot apply.
2. At present, whether Yinsui Sui receives credit information depends on the employer. For details, you can check the borrower's employer when you borrow money. Financial and bank loans will definitely receive credit information.
Operating environment: Apple 12 iOS 14 Yinsui 12.9.6.0.
1.202 1 Has the loan been approved?
202 1 The loan has been approved, just wait for the loan to arrive, but it does not mean that the loan can be released quickly.
Some people may lend money a few minutes after approval, while others may not lend money for several days.
Second, what are the factors that affect the speed of loan lending?
There are many factors that lead to the speed of lending, such as the borrower's qualification, loan type, loan interest and so on.
1. loan types: loans can be divided into various types according to their uses, such as mortgage loans, auto loans and credit loans. Among them, mortgage lending is the slowest. Under normal circumstances, it takes at least two or three months. Now, due to the influence of the policy, many banks have tightened the mortgage loan quota to prevent the mortgage loan ratio from exceeding the legal red line, and they have to wait at least half a year before lending.
2. Qualification of the borrower: If the information provided by the borrower is complete and true, and there is no bad credit record in the credit investigation, the income is stable and the debt is low, and the borrower is a quality customer of the loan platform, the loan lending speed will be faster. If the personal qualification is not particularly good, it may be approved for prudence, and the lending speed will naturally be very slow.
3. Loan interest rate: The higher the loan interest rate, the more interest the loan platform will get. For borrowers who are willing to accept high interest rates, as long as they pass the examination and approval, the loan platform will quickly lend money. After all, if we postpone it for one day, the interest will be reduced.