Formal lending institutions will not charge any fees before issuing. To apply for a loan, it is recommended to apply to a regular local loan company as much as possible. Generally speaking, a formal loan company has the following basic loan conditions:

1, personal income (more than 2000 yuan per month)

2. Nature of work (civil servants, state-owned enterprises, institutions, listed companies and ordinary enterprises can apply, and self-employed individuals need a business license)

3. Personal credit record (good personal credit record, no overdue at present, no more than 90 days overdue)

Generally speaking, you can get the money within 1~3 days after you prepare the information. Be careful not to pay any fees before the loan is successful.

Need ID card, running water, work certificate, etc.

I suggest that you can inquire about the conditions of local formal loan companies in the accelerated loan, and choose to apply and handle according to your own situation. Good luck with your loan!