Now the loan is recorded in the People's Bank of China. Both provident fund loans and commercial loans are calculated according to the number of loans. Taking the family as a unit, the loan records of both husband and wife are as follows

Calculate, if the number of loans between husband and wife =2, then you can't borrow to buy a house. However, you can use the real estate mortgage loan in your name, which can be used by relatives and friends and purchased in full.