2. Having a valid identity document, a fixed detailed address and full capacity for civil conduct;
(3) Personal legal assets with stable legal income or sufficient to repay the loan principal and interest;
4.(4) Personal credit is good;
5. (5) Being able to pay the required down payment;
(6) Other conditions required by the lender.
Legal basis: Article 9 of the Measures for the Administration of Auto Loans: A borrower applying for an individual auto loan shall meet the following conditions at the same time: (1) A foreigner with People's Republic of China (PRC) (hereinafter referred to as "People's Republic of China (PRC)") citizenship or Hong Kong, Macao and Taiwan resident status who has lived in People's Republic of China (PRC) for more than 1 year (inclusive); (2) Having a valid identity document, a fixed detailed address and full capacity for civil conduct; (3) Personal legal assets with stable legal income or sufficient to repay the loan principal and interest; (4) Personal credit is good; (5) Being able to pay the prescribed down payment; (6) Other conditions required by the lender.