Agricultural Bank of China can use the balance loan of 654.38+million, and personal credit is bad, so it cannot be used. After the user submits the loan application, ABC will inquire about the user's credit report. After all, online lending is a credit loan, which requires high credit for users. There are bad records in the user's personal credit report, and the use of his loan line will be affected. Users should maintain good personal credit if they successfully withdraw the NetJet loan amount.