Under normal circumstances, the appraised value of the property can only reach 80% ~ 90% of the market value of the property, and the loan ratio can generally reach 50% ~ 70% of the real estate assessment value according to the liquidity of our house. The higher the real estate assessment value, the more loans, and the amount of the assessed value is determined by the comprehensive information of the property.
Another important factor affecting the loan amount is the percentage of loans.
Under normal circumstances, the mortgage loan ratio of bank real estate is 50% ~ 60%, and it can reach 70% in the highest case. However, you need to have certain asset certificates to get the loan. If you have two properties. The reason why banks limit the loan amount so low is because for security reasons, risks must be minimized.