First, compulsory insurance is a kind of insurance that everyone is familiar with. It is a kind of insurance that must be bought, and it is compulsory insurance stipulated by the state. Vehicle loss insurance is also a kind of insurance when buying a car. Mainly used for vehicle losses that need to be borne by the owner, and the insurance company is responsible.
Second, commercial third party liability insurance is also a kind of insurance for automobiles, which is divided into many grades. The main grades include 50,000 compensation, 654.38+10,000 compensation, 200,000 compensation, and a series of compensation such as 300,000 and 500,000.
Third, the whole car theft rescue is also an insurance when buying a car. If your car is stolen or robbed by a bad person, the insurance company will compensate you for the losses caused by the public security bureau after filing a case for a period of time. The specific payment time varies from insurance company to insurance company.
Fourth, there are special types of insurance with or without deductibles. This kind of insurance actually belongs to a supplement and empowerment clause of car damage insurance and commercial three-person insurance. If you don't take this insurance, in the event of an accident, the insurance company will have a certain chance to deduct the amount.
5. Glass breakage insurance is actually very simple, that is, insurance to prevent your car glass from being damaged. In addition, scratch insurance is similar to glass insurance. If your car is scratched, the insurance company will compensate you. The two insurances are actually complementary.
Sixth, when we buy a car, the insurance also includes the liability insurance for the people on board. It is generally recommended that you choose this type of insurance, because if your vehicle has an accident and people on board are injured, the insurance company will be responsible for paying part of the compensation.
Seventh, there is another kind of insurance, that is, spontaneous combustion loss insurance, which means that if your vehicle spontaneously ignites, the insurance company will be responsible. Of course, it should be noted that the scope is the loss caused by the fire of the insurance vehicle due to its own circuit oil fault, and the insurance company is responsible for compensating part of it.
Eighth, the current auto insurance industry is full of tricks. When we buy insurance, we should remember that although the price can't be too high, auto insurance companies usually send fuel cards and consumer cards! I don't need the rest of the gifts, that's all!
1, motor vehicle insurance is auto insurance (hereinafter referred to as auto insurance), which refers to a commercial insurance that is responsible for personal injury or property loss caused by natural disasters or accidents.
2. Motor vehicle insurance, that is, "auto insurance", is means of transport insurance with the motor vehicle itself and its third party liability as the insurance subject matter.
3. Its insurance customers are mainly legal persons and individuals who own various motor vehicles; The subject matter of insurance is mainly various types of cars, but it also includes special vehicles such as trams, battery cars and motorcycles.
reference data
Baidu encyclopedia-motor vehicle insurance