Housing provident fund is a long-term housing deposit that employees and their units pay monthly according to regulations and belongs to employees. It is necessary to pay it. Buying a house can not only enjoy low-interest housing provident fund loans. The salary base for paying the housing provident fund may be higher than your basic salary. Because the policy stipulates that the minimum wage base for employees to pay housing provident fund shall not be less than 60% of the local average monthly salary of employees in the previous year. If the average monthly salary of local employees in the previous year was 2,000 yuan per month, the salary base for paying housing provident fund is 2,000 * 60% =1.200 yuan. After the base is raised, the amount of housing provident fund that the unit should pay for you will be more, and the housing provident fund that the unit should pay for you will also be owned by you.