Secondly, if you work in Zhengzhou, are you married? If you are married, your lover has no job and no normal source of income, then the bank should audit and calculate your own bank flow, personal credit report and income certificate to see if you have the ability to buy and repay on time every month. If you are single, you should review and calculate according to your age and income.

3. The preferential policies that the bank can give you for the first suite are: 1. According to the conditions of the loan bank, can the interest rate of the first suite be lowered? 2. 30% down payment.

The concessions given to you by real estate developers are just the preferential ideas given to you by their company.

Still have to consider whether you have the ability to repay the mortgage ~ the mortgage pressure is great!

Ask for points ~ thank you!