The less the down payment, the less the economic pressure of buying a house in the early stage.

Car down payment is 20%-50%, and general banks require 40%-50%. Some car dealers can find some financing companies to achieve 20% or even lower.

Usually it will be paid off in 2-5 years. The monthly repayment depends on the amount of your loan, and you can use the property as a guarantee.

First of all, it is necessary to know whether the beneficiary of car installment payment is a bank or a financial institution, because now many banks have a higher threshold for car loan, and more financial companies, especially those in the same department as car manufacturers, have begun to handle convenient loan procedures for customers (for example, the financial company of Shanghai General Motors has GMAC loans).

Secondly, the requirements for car buyers: generally, people with normal wage income, preferably provident fund, real estate (property rights) or married. Of course, if you have any other written documents to prove your paid loan strength, you can.