The main cooperative industries of electronic communication include automobile chain, modern service chain, building materials chain, power chain and other key fields. The annual operating income of the enterprise applying for the loan product should be more than 654.38 billion yuan, and the qualification grade of CCB's internal system should be 8 or above. E-transmission will further enhance the dependence on the core enterprises by means of the credit line of the core enterprises in the industry, thus enhancing the chain stickiness.
Detailed introduction:
E-link is a new financing loan product provided by China Construction Bank. E-link provides online factoring services to multi-level suppliers upstream of core enterprises in batches through cooperation with core enterprises and CCB Financial, and suppliers can hold, transfer, divide and discount the payment commitment letter issued by core enterprises.
CCB's e-mail products are mainly network-oriented factoring business, which is a domestic factoring financing business based on the payment commitment of core enterprises to suppliers with credit relations with core enterprises.