With the development of social economy, the price of cars is getting cheaper and cheaper. Many people plan to buy a car, but the average car costs hundreds of thousands or even hundreds of thousands. What if you can't come up with so much money at once? You can choose to buy a car with a loan. There are several mainstream ways you can learn about it now.
First, auto financing loan I believe that many car buyers promote their sales in 4S stores through this kind of loan. Compared with bank loans, it has obvious advantages, such as low requirements for car buyers, very low requirements for personal credit and income, and very simple approval process. There is a staff member to help you with the whole process, and you only need to wait a few days to pick up the car. The disadvantage is that the implied cost is too high and the handling fee is too high. Second, bank car loan is the most common loan method, and its biggest advantage is low interest rate, high quota and long term. However, in addition to providing ID cards, household registration books, real estate licenses and other information, some banks also require collateral, coupled with slow loans, many people are reluctant to handle this way of buying a car. Third, there are many new ways to buy a car in the rental purchase market. You only need to pay a certain down payment rent to drive the car home, and you may also pick up the car with zero down payment in case of preferential activities. However, this method also has a high handling fee, so you should choose it carefully. Fourth, credit card installment Most people hold bank credit cards. If the amount is high, you may wish to know about the credit card loan to buy a car. The amount is relatively high. Generally, cardholders can apply for installment payment as long as they buy the designated model at the dealer cooperated by the issuing bank, which can be completed in three to seven working days.
Second, do you apply for a disabled scooter in Beijing?
Application conditions for disabled scooter
1. Only people with lower limbs 18-60 years old can buy motorized wheelchairs for the disabled for walking.
2. The car purchased must meet the National Technical Standard for Wheelchairs for Disabled Persons (GB11995-2006), and there are two points to be noted: First, the displacement of the engine should be lower than 150ML, which is what we usually call150; Second, the overall dimensions of the car should not be greater than 2.5 meters, 1.2 meters and 1.4 meters.
3. After buying a car, you should go to the Disabled Persons' Federation to register the scooter in time.
Application materials for disabled scooter
Second-generation disabled card 1, 1 copy;
2. 1 copy of the front and back of the resident ID card;
3. Original and photocopy of the car purchase invoice1;
4. 1 5-inch photos of disabled car owners and their vehicles.
3. How to apply for a car loan in Beijing? I want to buy a car instead of walking because I don't have enough money. I want to apply for a loan.
There are two ways to apply for a car loan: personal credit loan (unsecured and unsecured, generally requiring you to have good credit and stable work income) or real estate mortgage loan (using real estate as collateral). Personal credit loans to buy a car can generally be borrowed for 5 years, with a down payment of more than 30%. Generally, a car can be mortgaged for up to 5 years with a down payment of more than 30%.
. . . Online loan submission address: /24CAet