1. Loan amount: refers to the loan amount actually issued by the bank to the borrower.

2. Loan balance: refers to the total amount of outstanding loans.

3. Interest rate level: refers to the interest rate level set by banks for inclusive commercial housing loans.

4. Financing cost: refers to various costs that banks need to bear in order to finance inclusive commercial housing loans, such as deposit interest rates and bond interest rates.

5. Non-performing loan ratio: refers to the ratio of non-performing loans of inclusive commercial housing loans to the total loan balance, reflecting the risks of such loans.