Generally speaking, a house with a loan cannot be notarized, because the property right is mortgaged to the bank, so the owner has no right to notarize the house until the loan is paid off. Unless the remaining mortgage is ok first, go through the mortgage cancellation procedures and get back the real estate license, and then notarize the real estate. Many people will mistakenly think that the notarization of the house is equivalent to the transfer of ownership. In fact, this is not the case. The two are different. Because property is difficult to prove, the purpose of notarization is to act as a property ownership certificate, so as to avoid future property disputes and better safeguard the vital rights and interests.

Legal basis

Article 1 of the Rules of Notarization Procedure: A person without or with limited capacity for civil conduct shall apply for notarization by his guardian. A legal person applying for notarization shall be represented by its legal representative. Other organizations applying for notarization shall be represented by their responsible persons.

the parties may entrust others to apply for notarization on their behalf, but the application for wills, bequests and support agreements, gifts, claims for paternity, dissolution of adoption, living conditions, entrustment and other notarization matters closely related to the natural person shall be made by themselves. "