Refers to the composition of 99 basis points on the lpr value after the lpr interest rate is announced. LPR is the benchmark interest rate of central bank loans, which is short for loanprimerate, and the basis point refers to 0.0 1%. The floating interest rate of LPR consists of the quoted market interest rate of LPR plus the basis point, and the basis point is fixed. Lpr base point is the most commonly used in real estate. If the current lpr interest rate is 4.65% plus 99 basis points, then the current interest rate is 4.65%0.99%=5.64%.

2. Hello, what does it mean to add 10.00 basis point after my loan is converted into LPR?

If your loan is converted, you will be prompted to add 10 basis point, that is, increase the original 10%, indicating that your loan interest is high.

What do you mean by annualized interest rate of 5.2% and LPR plus 75 basis points?

The annualized interest rate is 5.2%, and lpr plus 75 basis points is an increase. Relevant data show that the lpr interest rate plus one basis point means that the lpr interest rate consists of the published lpr value plus one basis point, and the basis point is fixed, while the lpr interest rate changes with the change of the lpr value. At present, there are few cities where the interest rate of the first suite is discounted, allowing users to convert fixed interest rates to each other, but only once.

4. What does 4.lpr plus 100 basis point mean?