According to the LPR of more than five years from April 2020, it is 4.65%, and the added value of 84 basis points is interest rate =LPR4.65%+0.84%=5.49%.

Basis point (also known as BP is the abbreviation of English basis point, which refers to the basis point). In the expression of interest rate, the base point is 0.0 1%. 84 basis points means 0.84%