2. Interest before principal: only interest is paid every month, and the principal and the interest of the last month are returned at maturity. There are also a few platforms that pay interest on a daily or quarterly basis and return the principal at maturity.
3. Equal principal and interest: equal monthly principal and interest, that is, the money paid back every month is the same, including principal and interest.
4. Average capital: Divide the total loan into equal parts during the repayment period, and repay the same amount of principal and the interest generated by the remaining loans in the current month every month. In other words, the borrower pays a large amount in advance, and then reduces the repayment amount month by month.