Before entering the text, insurance novices may wish to read this popular science: before buying insurance, you must first understand these key knowledge points!
Insurance double recording refers to audio and video recording. According to Article 2 of the Interim Measures for the Traceability Management of Insurance Sales Behaviors promulgated by the China Insurance Regulatory Commission, insurance companies and insurance intermediaries should collect audio-visual materials and electronic data through technical means such as audio and video recording, record and save key links in the insurance sales process, and realize that sales behaviors can be replayed, important information can be inquired, and problem responsibilities can be confirmed.
It can be seen that this provision improves the transparency of insurance sales, protects consumers' right to know and provides strong evidence for consumers' rights protection.
Now, consumers who lack insurance knowledge need not worry too much about being misled by insurance salesmen.
For insurance novices, it is more advantageous to turn to the insurance brokerage company, which is a professional insurance intermediary and focuses on the interests of consumers, than to go directly to the insurance company for insurance. How to choose a good insurance brokerage company?
In addition to salespeople, some consumers are afraid to buy insurance, because they are worried that the insurance company will "pay neither this nor that".
In fact, generally speaking, as long as the insured has an insurance accident as agreed in the contract and meets the claim conditions, the insurance company will pay the insurance money normally.
If you are dubious about this, you can read this article: Is it reliable to buy insurance? Will the insurance company be a rogue and refuse to pay compensation?
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