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1. It is illegal to borrow a bank card, and the cardholder, that is, the owner of the card, should bear legal responsibility. According to the Regulations on Bank Card Management, bank accounts should be registered in real-name registration system, and no one is allowed to rent or lend his bank card to others. Once losses are caused, he should bear the corresponding liability for compensation. Therefore, if you lend your bank card to others, you should also bear the civil or criminal responsibility of the letter.
In any case, the owner of the card should bear the corresponding civil liability. Because the bank card cannot be lent to others at will, its lending behavior is a fault and should bear civil liability. At the same time, if you can prove that you don't know, you don't need to bear administrative or criminal responsibility. According to Article 28 of Chapter 5 of the Measures for the Administration of Bank Card Business promulgated by the People's Bank of China, when an individual applies for a bank card, he shall provide the card-issuing bank with his valid identity certificate stipulated by the public security department, and open a registered account for him after passing the examination by the card-issuing bank. Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.
3. Lending the bank card to others is at fault, which constitutes an obstacle to credit card management. Then, in the case of lending money to others, if there is evidence to prove that you know and provide help, it constitutes the crime of * * *. If you don't know, you will only commit the crime of obstructing credit card management. Whether to investigate the responsibility depends on the public security. If you don't know at first, but you help after you know, it's also a crime.
4. According to Article 28 of Chapter 5 of the Measures for the Management of Bank Card Business promulgated by the People's Bank of China, when an individual applies for a bank card, he shall provide the card-issuing bank with his valid identity certificate stipulated by the public security department, and open a registered account for him after passing the examination by the card-issuing bank. Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.