1. According to the Notice on Developing Personal Housing Loan Business of Housing Provident Fund, employees who have paid the housing provident fund in full for more than 6 months can apply for personal housing loan of housing provident fund. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management center of the original deposit place.

2. Most cities have stipulated the maximum amount of a single housing provident fund loan (consult the relevant local departments for details). For example, the maximum amount of a single housing provident fund loan in Chengdu is 400,000 yuan; The maximum amount of personal loans for Guangzhou housing provident fund is 500,000 yuan, and that for Beijing housing provident fund is 800,000 yuan. If the rating is 3, it can reach 800,000 * (1.30%) = 1.04 million, and 920,000 yuan can be loaned for 2A rating.