First of all, thank you for your trust in me. . . Secondly, I can't give you an accurate answer because I don't work in Guangzhou, so I can only tell you that you have a general understanding of the market here. . Generally, the information here is sorted out and sent to the bank within a week, and the bank will contact the developer for mortgage in a week or so. After the mortgage is completed, the bank will generally lend money within 2-3 working days. . . If there is no IOU, ask if the procedures are not perfect, such as the IOU is not signed. The above time is the work and rest time of the responsible staff. If you catch up with the customer service manager or are in a bad mood, it will be a little delayed. The mortgage should be released soon, so wait patiently for 2 days. . . .