First, how to buy a house with a foreign account loan
If you want to buy a house with a foreign household registration loan, you must first go to the loan bank to fill in the relevant personal housing loan application form, and provide the corresponding identity, income and other supporting materials. The bank will check whether you are eligible for a loan, and then you can sign a house purchase contract and pay the down payment. After submitting these two materials to the bank again, you can sign the mortgage loan procedures, and once the transfer is made, the bank will lend money.
Second, what are the conditions for the purchase of a house loan from a foreign household?
1, age requirement
There are strict requirements on the age of applying for loans for foreign household registration. It is required that the borrower should be an adult aged 65,438+08, and the borrower's age plus the loan period should not exceed the retirement age, that is, men should not exceed 60 years old and women should not exceed 55 years old.
2. Identity requirements
To apply for a foreign family loan, the borrower needs to have full capacity for civil conduct and legal and valid identification, so the ID card and household registration materials need to be prepared when lending.
3. Income requirements
Applying for a house loan from a foreign household requires the borrower to have sufficient repayment ability in terms of income, so he must have a stable job, a certain source of income, good credit and no bad credit. Most importantly, he must pay a down payment of not less than a certain percentage of the total house price to qualify for a loan.
Editor's summary: The above is about how to get a housing loan from a foreign account and what conditions are needed for a housing loan from a foreign account. I hope what Bian Xiao shared can give you some reference. If you want to know more, you can pay attention to our family. Com for consultation.