If you are rich. Car loans can be repaid in advance, and you can choose to repay in part or in whole. If you want to pay off in advance, you can see if there is a penalty clause in the loan contract you signed. If not, no penalty will be charged. Interest will be calculated when repayment is made. If you want to repay part of the loan first, you should also look at the minimum repayment amount of the repayment bank in advance. To repay the car loan in advance, you must apply to the loan bank or loan company. After the application is approved, you can go with the information. However, if you pay off the car mortgage loan in advance, you should pay attention to the expenses incurred by repaying the loan before the repayment date. If repayment is made in advance, banks and loan companies will charge a certain penalty. And what needs to be known is that if the repayment time of an individual's automobile mortgage loan is within one year, it may not be possible to repay before the repayment deadline.