I want to buy a 2 million apartment in Nanjing. My monthly salary is10.5 million, my parents pay 800,000 yuan down, and the rest is10.2 million in installments. How many years is it appropriate to pay off? Usually 20 years. Even if you have the ability to pay it off as soon as possible, you'd better borrow it for a long time. Because the money is in hand, for a person who can manage money, the income from reinvesting this part of the money is greater, and it is likely that there will be some money left after the loan is repaid. A friend of mine can pay off the loan immediately, but he still borrowed it for 20 years. He has money in his hand, thinking about how to multiply it. You will be given 70 years at most, neither too early nor too late, and then he will rent out the house to raise it after the house is dead. Take a lot of money to repay the loan every month, and the quality of life is reduced.

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