All major banks have their own loan business, and mortgage is one of the hot areas. After all, most people will apply for loans from banks when buying a house. Before lending, they will not only look at the mortgage loan conditions of major banks, but also look at their advantages. Let's take a look at the advantages of Everbright Bank's personal first-hand housing loan.

What are the advantages of Everbright Bank's personal first-hand housing loan?

High limit of 1: 7.5% at most, with no upper limit;

2 Long-term: up to 30 years, and the longest parking loan applied separately is 10 year;

3. Fast lending: the electronic approval process ensures the high efficiency of loan approval and lending;

4. Flexible repayment: seven repayment methods to flexibly meet the repayment fund arrangement of customers;

5. Credit line cycle: Easy loan service is exclusive cycle, credit line is recycled, and it is widely used for consumption.

The personal first-hand housing loan of China Everbright Bank refers to the loan applied for when buying a new house. Lenders must first collect the down payment for house purchase and obtain the qualification for house purchase before they can apply for a first-hand house loan from China Everbright Bank. Housing conditions for applying for loans: Housing projects should be high-quality projects with complete development procedures, complete supporting facilities, reasonable prices and promising sales prospects.

The above is the introduction of the advantages of personal first-hand housing loan of China Everbright Bank, and I hope it will help you. If you want to apply for the mortgage of China Everbright Bank, you can go to its offline business hall for specific consultation.