Can be used to repay the housing loan.

1. Hedge repayment by handling provident fund.

For example, the monthly repayment of Changsha provident fund is hedged, and the monthly loan principal and interest are directly offset by the balance of the daily borrower's and spouse's provident fund account, first by the borrower's provident fund account balance, and then by the spouse's provident fund account.

2, to repay the principal and interest of housing loans to withdraw provident fund.

Workers who repay the principal and interest of housing loans and their spouses may apply for withdrawal of housing provident fund, or withdraw the balance of spouse's provident fund account to repay the principal and interest of commercial loans.

Second, a warm reminder

1, the money in the provident fund account is used to repay the loan, which can only be a housing loan, not a loan of other nature.

2. If the borrower applies for a housing portfolio loan, the money in the provident fund account should generally be used to repay the provident fund loan first.

3. If the balance of the provident fund account of both the borrower and the spouse is insufficient when repaying the loan every month, the insufficient part will be deducted from the repayment bank card.

4. When handling the provident fund hedging loan repayment business, it is also necessary to meet the conditions stipulated by the local provident fund center.