Loans overdue, how does Meituan apply for deferred repayment?
1. Contact Meituan Customer Service: The borrower first needs to contact Meituan Customer Service, explain the reasons why the repayment cannot be made on time, and make a repayment request through negotiation. Meituan Customer Service will evaluate the borrower's situation and provide corresponding solutions.
2. Provide relevant certification materials: When negotiating repayment, the borrower needs to provide relevant certification materials to prove the reasons why the repayment cannot be made on time. For example, if it is impossible to repay the loan due to an emergency, the borrower can provide a medical certificate or a report certificate.
3. Negotiate repayment plan: After understanding the borrower's situation, Meituan will negotiate with the borrower to formulate a reasonable repayment plan. This may include deferred repayment, installment repayment or adjustment of repayment amount. Both parties need to reach an agreement and sign relevant agreements.
4. Repayment as agreed: Once an agreement is reached, the borrower needs to repay according to the repayment method and time stipulated in the agreement. At the same time, the borrower also needs to abide by other agreements in the agreement, such as not overdue repayment again.
In addition, the borrower shall prepare the following materials in consultation with the official of Meituan:
1. proof of income: the borrower can provide payroll, bank account or other proof of income to prove its financial status.
2. Medical certificate: If the borrower is unable to repay due to illness or accident, he can provide medical certificate or report proof to prove his difficulties.
3. Employment certificate: The borrower can provide employment certificate issued by the unit to prove his work and income source.
4. Other supporting materials: According to the specific circumstances, the borrower may need to provide other relevant supporting materials, such as divorce certificate and unemployment certificate.
The above is part of the contents of the loan negotiation and repayment of the US Mission, hoping to help everyone.