It refers to the "three checks" system of loans, which refers to pre-loan investigation, in-loan review and post-loan inspection. After these three items fail to meet the standards, they are called "three non-customers".
2. Hello, what do you mean by the third-class account of Jingdong Finance?
Class III households can handle limited consumption and payment, and limit the transfer to unbound accounts.
If the identity is confirmed by the bank staff in person through the bank counter and self-service equipment, Class III households can also handle the transfer of unbound account funds into the business. The balance of Class III account does not exceed RMB 65,438+0,000; The daily cumulative limit of funds transferred to unbound accounts is 5,000 yuan, and the annual cumulative limit is 65,438+10,000 yuan; The daily cumulative limit of consumption, payment and transfer to unbound accounts totals 5,000 yuan, and the annual cumulative limit totals 654.38+10,000 yuan. 3. Which households are right and wrong?
To put it bluntly, all your useful information is not in this bank.
The "three non-"customers of loans refer to
Credit Report of China People's Bank
workplace
None of them belong to customers who handle business.
What do you mean by the amount and balance of other loans? How much do I have to pay back?
General responsibilities of the guarantor:
If the parties agree in the suretyship contract that the surety shall bear the suretyship liability when the debtor fails to perform the debt, it is a general suretyship.
The guarantor of a general guarantee may refuse to undertake the guarantee liability to the creditor before the main contract has been tried or arbitrated and the debtor's property has been enforced according to law.
Under any of the following circumstances, the guarantor shall not exercise the rights specified in the preceding paragraph:
1. The debtor's domicile changes, and it is difficult for the creditor to ask him to perform the debt;
2. The people's court accepts the debtor's bankruptcy case and suspends the execution procedure;
3. The guarantor waives the rights stipulated in the preceding paragraph in writing.
Joint liability of guarantor:
If the parties agree in the guarantee contract that the guarantor and the debtor shall be jointly and severally liable for the debt, it is a joint liability guarantee.
If the debtor of joint and several liability guarantee fails to perform the debt at the expiration of the debt performance period agreed in the main contract, the creditor may require the debtor to perform the debt, or may require the guarantor to assume the guarantee liability within the scope of its guarantee.
Guarantor's guarantee responsibility:
The scope of guarantee includes the principal creditor's rights and interest, liquidated damages, damages and expenses for realizing creditor's rights. If there are other provisions in the guarantee contract, such provisions shall prevail.
Where the parties have not agreed on the scope of guarantee or the agreement is unclear, the guarantor shall be liable for all debts.