According to the requirements of the bank, the loan funds must be used for the purposes agreed in the contract, and shall not be used for other purposes, such as buying houses (except mortgage loans), returning loans related to buying houses (except mortgage loans), paying taxes related to buying houses, returning credit cards, entering the securities market, equity investment, marketable securities, wealth management products or futures, and private lending. , for investment in antiques, or for production that is explicitly prohibited or restricted by the state.

If it is not used as required, Ping An Bank will require the borrower to immediately return and settle the loan according to the loan contract.

The purpose of a new regular loan is as follows

Tourism consumers learn about department store consumption, decoration, building materials and medical services. Personal daily consumption of furniture, household appliances, wedding services and car purchases. When applying for loan purposes, you must first make clear what your real loan purpose is. If you borrow this money to buy a house, or want to use it for improper purposes such as stock trading and making a fortune, then it is recommended not to lend. Don't think that bank supervision doesn't exist. Mobile banks with funds will check it every once in a while, especially those with loans, especially those with higher borrowing funds.

Make it clear that the purpose of your loan is one of the nine items just issued. When applying for a loan, you should communicate with the bank account manager who applied for a loan for yourself again, so that he can preliminarily check whether the loan purpose is unreasonable, and the two of them can jointly determine the loan purpose. In this way, the purpose of the loan will be the direction stipulated by the bank, and the pass rate of the loan will be improved.

After the loan is completed, when you actually use the money, you must keep the relevant documents and invoices for the use of the funds. The bank may require these things to prove the purpose of the subsequent loan.