According to the query of financial ladder network, staging belongs to a cash staging shopping application. That is to say, there is the establishment stage of CMA Financial Company, and its main service group is low-income group. In a sense, there are micro-credit cards launched by banks in stages, allowing users to spend in advance, but they need to repay in the corresponding time. Instant installment is a kind of installment loan specially provided for young people and other low-income groups, that is, the emergence of installment enables users to better enjoy the process of consumption.

That is, the installment app is an app that provides consumer malls and loan services for young people; Consume first and then repay, that is, there is an installment app.