For the maximum number of personal loans that can be applied, there are two points:

1. According to national regulations, individuals can only have two loans, and banks are prohibited from issuing third loans to individuals, including commercial loans and provident fund loans.

2. Commercial loans are not capped, and provident fund loans are capped (please refer to the policy of the place where the provident fund is deposited).

How many times can I apply for a personal loan at most? If the loan is approved in strict accordance with the bank loan approval rules according to the current debt and income level, the loan will not be approved! If approved, the loan will not be overdue in the future, and the credit will not be greatly affected, but the bank has a quota control on personal loan credit. There may be cases where the loan exceeds the personal credit limit and the loan cannot be made in the future; If the payment of family members is overdue, it will directly affect their personal credit. If unable to repay, the house will be auctioned, and individuals may be blacklisted in the future, and loans will be directly affected in the future.