Families with Hefei household registration who already own a house in the urban area can buy a second house and suspend the purchase of a third house. Non-local registered families who have no housing in the urban area of this city can buy a set of housing in the urban area of this city with tax payment certificate or social insurance payment certificate, and postpone the purchase of a second set of housing. Non-local registered families are unable to provide proof of tax payment or social insurance payment, and will suspend the purchase of housing in the urban area of this city. The down payment ratio of the first set of housing commercial loans is 25%, and/kloc-0 loans have been settled or there is no loan record, and the down payment ratio is 40%; If there is an outstanding mortgage, the down payment ratio is 50%.
Still have the qualification of urban household registration; Demobilized soldiers and veterans who register their household registration in collective households for reasons such as changing jobs, retirement and demobilization have the same qualifications as urban households for purchasing houses; After one year, it will have the same qualification as the urban household registration. Reimbursement and review of residents' individual tax and social security in the qualification review of house purchase, and payment of personal income tax or social security payment voucher will not be recognized. Regarding the problem that only one of the husband and wife meets the conditions for buying a house, the house purchased by the urban household registration party must be owned by the urban household registration party or both husband and wife; If one of the spouses meets the conditions for purchasing houses with non-urban household registration, the purchased property must be owned by the eligible spouse or both spouses.
What conditions do locals and foreigners need to buy a house in Hefei? Hefei locals are limited to 2 suites; Foreigners need to pay tax, social security or tax for one year when buying a house. The minimum down payment is 30%. Once the purchase record is settled, the minimum down payment is 40%; The minimum down payment for buying a house is 50%. Foreigners who have more than two sets of locals and have not paid social security taxes are not allowed to buy a house. Strictly control provident fund loans and stop the third home loan. Stop off-site provident fund loans. For the first time, households purchase ordinary housing, and the minimum down payment ratio for applying for commercial personal housing loans remains unchanged at 20%; For families who own a house, the minimum down payment ratio is adjusted from not less than 30% to 40%.