The identification of the third and above houses in Wuhan by Wuhan Housing Provident Fund Management Center: if the family members of employees have registered two or more houses in the housing information system of the real estate administrative department, or the loan records of the provident fund system have reached two or more times, their applications for housing provident fund loans will not be accepted.

Identification of Wuhan Housing Provident Fund Management Center on special circumstances such as the change of marital status in Wuhan: (1) When the borrower or spouse is single, one of them has already purchased a house with provident fund loans, and now he applies for provident fund loans again in the name of both husband and wife, it is identified as two houses.

(2) During the marriage, both husband and wife used provident fund loans to buy houses and settled the loans. After divorce, if one of them applies for provident fund loan again, it will be recognized as the second house; Couples used provident fund loans to buy houses during their marriage, and the loans have not been settled yet. After the divorce, the provident fund loan belongs to the borrower, and the other party applies for the provident fund loan again, which is regarded as the second house.

(3) The borrower or spouse has used provident fund loans separately when they are single, and now they apply for provident fund loans again in the name of both husband and wife, and the loan application will not be accepted.

The specific reference materials are as follows:/wh/2016-02-26/10719024.html.