How to inquire about the approval progress of ICBC mortgage?
Official website Inquiry: Users can log in to ICBC official website, enter their own account number, find the address of loan approval progress inquiry in the function bar, then click in and enter their own loan related departments. In addition to official website, ICBC also has an address on the mobile APP.
Counter inquiry: users can choose to go to outlets, bring their ID cards and loan bank cards, and go to the bank counter for consultation. Generally, there will be special staff to help users inquire.
Telephone consultation: users can call customer service directly, and ICBC will have specialized personnel to provide consultation questions for users. Users inform themselves of their identity and loan-related information, and then the staff will help users check the progress of loan approval.
Account Manager: Generally, users who apply for mortgage loans have their own account managers. Whether it is submitting materials or subsequent interviews, account managers need to contact users. Users can also consult the account manager to check the progress of loan approval.
How long does it take ICBC to approve the mortgage?
There is no specific lending time for ICBC's mortgage. Generally speaking, it depends on factors such as the amount of bank loans and the speed of mortgage approval personnel. Users who have consulted ICBC for housing loans generally say that ICBC can lend money in a week or so after the loan information is complete. If the quota is tight, you need to queue up for loans in order after the loan information is complete.
When ICBC examines our mortgage application, it mainly depends on whether our credit report meets the access requirements, whether our work income has the ability to repay the principal and interest, and whether the wage flow matches the income certification materials, and comprehensively judges our credit rating and repayment qualification level from the information provided.
To sum up, there are many ways to check the approval progress when applying for a mortgage in ICBC, both online and offline. You can choose a method that is more convenient for you.