The handling fee for domestic RMB cash advance is 1% of each cash withdrawal amount, and the minimum handling fee is 10 yuan RMB for each cash withdrawal; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is US$ 3 or 30 yuan RMB (US$ 5 for American Express Card-Centurion Black Gold Card and US$ 5 for American Express Card-Centurion Platinum Card or 30 yuan RMB). There is no inter-bank handling fee for cash advance.

Cash borrowed in advance does not enjoy interest-free repayment. From the date of withdrawal to the date of interest settlement, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged monthly. PS: The handling fee for cash advance by credit card does not generate interest.

One month's interest is 30 yuan.