Lpr refers to the estimated interest rate of the loan market, and other loan interest rates can be generated by subtracting points from the basic interest rate of the loan. The lpr interest rate is jointly quoted by 18 banks in steps of 0.05 percentage point, the highest and lowest prices are deleted, the remaining quotation results are calculated on average, and the quotation is re-quoted on the 20th of each month. How is everyone's lpr interest rate calculated?

65,438+08 The quoted banks are China Industrial and Commercial Bank, China Bank, China Construction Bank, Agricultural Bank, China Merchants Bank, Bank of Communications, China CITIC Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, Xi 'an Bank, Taizhou Bank, Shanghai Agricultural Bank, Guangdong Shunde Agricultural Bank, Citibank (China), Dredger Bank (China), Shenzhen Qianhai Weizhong Bank and Zhejiang Internet Merchant.

20 19, 10, 2 1 day, the lpr interest rate is 1 4.20%, and it is 4.85% for five years or more. The main purpose of operating lpr interest rate is to promote interest rate marketization. If you want to inquire about the lpr interest rate, you can log on to the National Interbank Funding Center or the website of China People's Bank.