The guide price of Yinglang XT cutting-edge sports edition is 18 1500. I don't know the discount range there. I take the cash discount 10000 yuan as an example, and the transaction price 17 1500. If 4S gives you some decorations, take 5,000 gift packages as an example, the invoice will be 5,000 yuan lower. This is too much trouble. I'll give you a light bus discount 1 1500 (easy to settle accounts), which is the fare 170000.

1. Take prime Bank as an example, the car down payment is about 30%, that is, 170000*0.3=5 1000 yuan.

2. New car purchase tax 15000 or so.

3. Insurance is compulsory. The basic five risks (transportation, car damage insurance, business, seats, excluding deductible) plus 100% of the total amount of stolen cars, the first beneficiary is the bank, about 7000-8000, depending on your area. I count it at 8000.

4. As long as it is not a special area, the license fee is around 200 yuan.

Under normal circumstances, 4S will charge you a handling fee, and if you bargain, it will be around 2,000 yuan.

6. Some major banks require to pay off all interest in the first month. Taking a loan for three years as an example, the interest for three years is about 18000. Of course, if there are preferential schemes or banks with low interest rates, they will be reduced. But definitely not less than 10000. If it is very low, it proves that the interest has been included in the car price to prevent being fooled, haha.

7. Some banks need to pay a 3% mortgage of 3,600 yuan (to be refunded after the full amount is paid off) and a notary fee of 850 yuan.

8。 To sum up, your maximum down payment (30% down payment) should not exceed about 51000+15000+8000+200+2000+18000+3600+850 = 98650.

So it is enough to prepare 100000 yuan. Hehe, I hope it helps you. I'm exhausted from typing so many words, haha.