In addition, the student changed his mobile phone after graduation and didn't inform the bank in time, so he didn't receive the repayment information, so he paid it back according to the previous loan amount, thinking that it had all been paid off, so he didn't care too much. The bank can't contact the student, so it has been owing interest on the loan. In the end, the bank had no choice but to disclose the debtor's information and then further collect the debt.
Therefore, it is necessary to train college students, especially those who apply for student loans, on loan knowledge. Don't let them feel that it is good to repay the loan amount. Let them learn to distinguish between before graduation and after graduation, the bank implements different student loan policies, and inform the bank in time if personal information changes.
Finally, according to my personal opinion, there is no doubt that students need to repay on time, and it is reasonable for banks to collect students who are in arrears with loans. However, people in the industry and those outside the industry have completely different views on the phenomenon that banks disclose student information in order to collect student loans. If we discuss it from debt disputes and related laws,
The bank's practice may indeed be inappropriate and not rigorous enough, because although the student loan defaults first, in the case of ineffective regular collection, the bank can actually file arbitration or litigation to safeguard its rights and interests, instead of using simple and rude means to collect debts or safeguard rights.