Good application. Applicants must be between 18 and 60 years old, have a stable job and income, have the ability to repay loans, have a good personal credit record, and have no bad records such as overdue, and can apply for a Hello E loan from Nanjing Bank. At the same time, the applicant must be a customer who has paid the provident fund or personal income tax, or work in a high-quality enterprise or an ordinary company and the personal provident fund, social security and individual tax payment time meet certain requirements. The borrower's debt ratio should not be too high, not exceeding 50%, otherwise it will reduce its repayment ability and thus affect the loan approval. The application conditions of Hello E loan from Nanjing Bank are relatively strict, which requires the applicant to have certain qualifications and conditions.