Bank cards need to bear legal responsibility for helping others in daily accounts. Lending a bank card to someone else is very likely to be illegal or even criminal, which will cause me property and reputation losses. It is illegal to give a bank card to others. To apply for a loan from a bank, you need to provide a true running record, and you need to bear legal responsibility for providing a false running record. Bank cards are personal items, which are used to store personal funds and cannot be lent to others casually. If you insist on lending it to others, be prepared to bear the consequences.

Article 175 of the Criminal Law of People's Republic of China (PRC), whoever borrows credit funds from financial institutions for the purpose of lending, and usures them to others, if the illegal income is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined not less than one time but not more than five times the illegal income; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined not less than one time but not more than five times the illegal income. Where a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention. Article 175-1 Whoever obtains loans, acceptance bills, letters of credit or letters of guarantee from banks or other financial institutions by deception, thus causing heavy losses to banks or other financial institutions, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also, or shall only, be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Definition of bank running water

Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water. Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks. Bank flow is actually your bank card deposit and withdrawal transaction statement. If you apply for a mortgage, it is generally enough to print 6 months of running water. That is, the deposit and withdrawal business transaction list of the applicant's bank account, including salary, card deposit, existing, transfer, payment, card withdrawal, transfer, etc.