When employees work, regular companies will pay "five insurances and one gold" for us, and one of the gold is the housing accumulation fund. Housing provident fund can be counted as our income, and it is also an income guarantee, and it can also be used for low-interest loans. The provident fund provided by the company is directly deposited into the account, and the provident fund has certain tax incentives for individual employees, and can be exempted from personal income tax within a certain limit. Of course, the provident fund can also be withdrawn. Today, the agent of Guohui Provident Fund will share with you five ways to withdraw the provident fund. How many do you know? The first type: house purchase. When this method is used to extract the provident fund, you can directly go to the housing provident fund management center to extract it in full. The second type: housing loan withdrawal. In the absence of binding provident fund repayment, if there is a mortgage that needs to be repaid at present, you can withdraw the provident fund once a year to repay the loan according to the regulations. The third type: use the rental contract to withdraw the provident fund. Now, many areas have implemented such a regulation. If employees rent a house, they can use the lease contract to withdraw the provident fund from their accounts. However, it should be noted that there will be a limit to the withdrawal of the provident fund, and the amount of the withdrawal of the provident fund should be within the amount of rent paid by oneself in one year. However, if you want to withdraw all the provident fund, you need to meet more conditions. It is not enough to withdraw it only by renting a house. The fourth type: house decoration extraction. Housing renovation or renovation of old houses can also apply for withdrawal of provident fund. After providing the decoration entrustment contract with the decoration company and other supporting materials, you can extract it. The staff of the provident fund management center will also inform you in advance of the specific required materials. The fifth type: the court decides to withdraw the provident fund. This way of withdrawing provident fund is rarely encountered. For example, in the case of owing a lot of money to others, they have never repaid it. If others sue through the court, the court will decide to withdraw the money from the provident fund account and transfer it to someone else's provident fund account. This extraction method is a theoretical method, and if it is really implemented, the procedures are also complicated. In addition to the above methods, provident fund can be withdrawn from account cancellation, resignation and retirement, and account transfer.