College students' entrepreneurship in Changsha has attracted the attention of governments at all levels in Changsha. In recent years, in order to support college students' entrepreneurship, Changsha governments at all levels have issued many preferential policies, covering entrepreneurship training, employment guidance, entrepreneurship loans, financing, business opening, taxation and so on.
For Changsha college students who plan to start a business, they must first understand these policies in order to start a business better. According to the relevant policies of the state and Changsha municipal government, fresh graduates in Changsha can enjoy free policy training, entrepreneurship guidance, free risk assessment, free loan guarantee, partial tax relief and other preferential policies.
Details are as follows:
(1) College graduates start their own businesses free of five fees a year.
(2) College students' self-employment is archived free of charge for 2 years.
(3) You can start a business only with your ID card and university student ID card.
(4) Free risk assessment, free policy training, free loan guarantee and partial tax relief.
(5) low-interest loans.
(6) College students and graduate students can drop out of school, save their school status and start high-tech enterprises.
(7) "Rainbow Plan" will help support college students' entrepreneurial leaders in various ways.
(8) Applying for the Self-employed Certificate will provide three preferential policies: giving priority to acceptance, giving priority to permission and simplifying registration procedures; Apply to engage in small private enterprises, the implementation of the probation system, during the probation period, free of registration fees, change fees, annual inspection fees; Reduction or exemption of enterprise income tax. In addition, we also enjoy loan guarantee, and the loan amount is generally around 20,000 yuan. This certificate is valid for three years.
College students in Changsha should prepare for starting a business in the following aspects.
First, a positive, pragmatic and persistent attitude is more suitable for starting a business;
Second, don't be too attached to your own creative projects, such as your own patented technology and achievements. You should consider the market demand, conduct sufficient market research before starting a business, and choose the direction of starting a business according to the market demand. Investment banks may value whether your entrepreneurial project is suitable for market demand.
Third, don't be eager for quick success. The entrepreneurial mentality must be peaceful. Make a long-term plan for yourself, subdivide it into multiple links and complete it step by step. Don't set your goals too high and unrealistic;
Fourth, college students in Changsha should develop their own contacts and be good at finding partners when starting a business. After all, a person's ability is limited.
Our bank has the following requirements for Changsha college students' entrepreneurial loan applicants:
1, at least 18 years old, with ID card and household registration certificate, and a place to start a business.
2. Hold the business license issued by the administrative department for industry and commerce and the business license of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest;
3. The borrower has certain self-owned funds for investment projects;
4. The purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and it is not allowed to be used for equity investment;
5. Open a settlement account in the bank, and the operating income will be settled by the bank.
Loan applicants need to provide application materials.
(1) Identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status;
(2) Proof of repayment ability such as personal or family income and property status;
(3) Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes;
(4) Guarantee materials: the ownership certificate and list of the mortgaged property or pledge, the certificate that the person who has the right to dispose of it agrees to mortgage (pledge), and the appraisal report of the mortgaged (pledged) property issued by the appraisal department recognized by the bank.
The above are the preferential policies provided by the state for college students in Changsha to start their own businesses. You can make full use of this opportunity and take the first step of success in starting a business steadily. The society provides a good platform and opportunity for Changsha college students to start their own businesses. However, the key to the success of self-employment lies in the quality and ability of entrepreneurs. I also wish Changsha college students' entrepreneurial quality and ability can be improved to a new level.
The above content is provided by Changsha Ouyun Finance for reference only, and I hope it will help you!