Current location - Loan Platform Complete Network - Loan consultation - In 2022, student loans do not need to pay interest.
In 2022, student loans do not need to pay interest.
According to the Notice of the Ministry of Finance and other four departments on Doing a Good Job in Delaying Repayment of Interest-free National Student Loans in 2022 (Caijiao [2022]10), in order to help graduates from poor families alleviate the employment pressure and do a good job in employment services for college graduates, Zhejiang Provincial Department of Finance, Zhejiang Provincial Department of Education, Hangzhou Central Branch of China People's Bank and Zhejiang Supervision Bureau of China Banking Regulatory Commission jointly issued.

The first is to exempt the national student loan interest that should be repaid by loan students who graduated in 2022 and previous years. According to the national student loan discount policy, the exempted interest is borne by the central finance and local finance respectively.

1. The national student loan for college students is subsidized, and the funds needed for students studying in different provinces are borne by the central government, and the funds needed for students studying in this province are borne by the cities and counties where the students are before entering school.

2. The funds needed for the discount of national student loans in colleges and universities shall be borne by the finance at the same level according to the affiliation of colleges and universities.

Second, the repayment of the principal of the national student loan that should be repaid by the loan students who graduated in 2022 or before can be postponed 1 year upon the independent application of the loan students, and the deferred loan will not be subject to penalty interest and compound interest, and the risk classification will not be reduced for the time being.

Three, the national student loan undertaking bank shall submit credit information according to the adjusted loan arrangement, and the information submitted shall be adjusted. If the loan student fails to repay the loan in time due to the COVID-19 epidemic, the relevant overdue loans may not be submitted to the overdue records recognized by the loan undertaking bank, and those that have been submitted shall be adjusted.

Matters not covered in the Notice shall be implemented in advance according to relevant policies.