Of course. Anyone can repay for others, but it is best to get the debtor's consent, otherwise problems may arise. In other words, if the debtor does not agree to repay the debt on his behalf, never take the initiative to repay it. Because the debtor may have other disputes with creditors, debts and creditor's rights may offset each other.

Article 65 of the Contract Law: If the parties agree that a third party will perform the debt to the creditor, the third party will not perform the debt or will not perform it.

If the bank's debts are not in conformity with the agreement, the debtor shall bear the liability for breach of contract to the creditor.

Article 100 of the Contract Law Where the parties owe each other debts and the types and quality of the subject matter are different, it may be agreed by both parties through consultation.

To offset.