from the financial statements, The company's debts include:

short-term loans

transactional financial liabilities

notes payable

accounts payable

accounts received in advance

employee salaries payable

taxes payable

interest payable

dividend payable

other payables

long-term loans

bonds payable

long-term.

I hope it can help you.

The financial statements of microfinance companies are all in a unified format, but the information inside is different, and they are all similar.

You need to compile it month by month, and then generate an annual report at the beginning of the year.

For general loans, there are at least three-year reports, monthly reports in the last three to six months, and various details, such as inventory details,

A/R and A/P details, flow details and prepayment details.

You can refer to the loan report of finished products or the loan report template, and read more online;

If you are lazy, you can find a similar template on Taobao, and there should be one. How to calculate the debt growth rate of listed companies? Can it be found directly in the financial statements?

it's very simple. Subtract the total liabilities in the current balance sheet (total current liabilities+total long-term liabilities+deferred tax credits) from the total liabilities in the previous period and divide it by the total liabilities in the previous period *1%, which is the debt growth rate. How can a small loan company infer the repayment ability of the debtor company according to its financial statements?

look at the accounts receivable in the financial statements first. The large accounts receivable indicate that the enterprise's repayment ability is poor. If your loan term is one year, you have to consider whether the enterprise's payment can come back after one year. Look at the inventory, the inventory size indicates the operating status and sales status of the enterprise, and look at the accounts payable to see how much money the enterprise still owes. In addition, the current ratio is greater than 1, and the quick ratio is greater than 2, which can indicate that the enterprise's short-term repayment ability is not bad, and the asset-liability ratio is lower than 5. It shows that the long-term repayment ability of the enterprise is not bad. If the enterprise is in the early stage of investment development, it may have poor short-term repayment ability, spend more money and have a higher asset-liability ratio. However, if the enterprise belongs to the sunrise industry, it may also consider lending money to him. I think there are too many false financial statements, and it is too hasty to lend money according to the statements. It is still necessary to actually visit the enterprise to see the temper, social financing ability of the actual controller of the enterprise, and how many debts he has at a higher cost outside, which may drag down the enterprise. Small loans generally make huge profits in the short term. It is not feasible to read the report, mainly depending on his ability to make money. I think it is OK. How to calculate the debt growth rate of listed companies? Can it be found directly in the financial statements? How to find it?

It can be found from the financial statements: 1. In the balance sheet, there is an indicator that is the asset-liability ratio, which is counted by 1%. The data will change in different quarterly or annual financial reports. From the data changes, we can see whether the company's debt ratio has increased or decreased. 2. If you don't consider the total assets of the company, only consider whether the liabilities have changed. Please refer to the total amount of liabilities in the balance sheet in the financial report.

loan financial statements

hello, are you there? I can help you make a report, but your information is incomplete. How can I contact you?

monthly repayment should be considered, that is to say, the average monthly profit is about 3 times of the monthly repayment. . But it doesn't need to be too high, and it should be within 2% of the loan amount. . .

It's too low. The bank thinks your repayment ability is insufficient. . . It's too high. The bank thinks it unnecessary for you to borrow money. . .

this is the main problem. . . Nothing else. .

Generally, the cash flow statement is not used very much. Just use the bank statement. Which item does the debt due in this period correspond to in the financial statement?

debts due within one year correspond to short-term loans in the balance sheet.

debts due for more than one year correspond to long-term loans in the balance sheet. Which item is the non-performing asset in the financial statement?

there is no special account for non-performing assets in the financial statements.

the non-performing assets of an enterprise refer to the net loss and potential loss (funds) that the enterprise has not yet dealt with, as well as the estimated loss amount of all kinds of problematic assets that should be provided with no provision for asset impairment according to the financial accounting system.

banks' non-performing assets are also often called non-performing claims, the most important of which is non-performing loans, which refer to loans that bank customers can't repay the principal and interest on time and in quantity. In other words, the loan issued by the bank cannot recover the principal and interest according to the pre-agreed period and interest rate.

Non-performing assets mainly refer to non-performing loans, including overdue loans (loans that have not been repaid within the time limit), sluggish loans (loans overdue for more than two years) and bad loans (loans that need to be written off and cannot be recovered). Others include real estate and other real estate portfolios. Non-performing assets are assets that cannot participate in the normal capital turnover of enterprises, such as long-term arrears of accounts receivable by debt units, sluggish backlog of materials purchased or produced by enterprises, and non-performing investments.

The bank won't check the financial statements of the loan card. It only depends on whether the statements are flat or not, and the statements submitted to the Bank of China can be different from those of the bank you want to borrow. They just read the statements as a procedure, so don't exaggerate them.