Nowadays, in addition to bank loans, various online loan platforms are also emerging one after another, and more and more people are taking out loans, especially more young people are starting to choose loans. According to a sample done some time ago about the destination of loans. Survey, it kind of blew my mind.

1. Spend money to enjoy life, and loans are one of the main sources of funds.

For example, if you want to change your computer or TV to a new mobile phone or other electronic products; you want to buy a variety of new cosmetics and clothes; you need to spend money for a class reunion, etc. And young people don’t have so much money, so they choose to take loans.

2. Get loans to go to various institutions to train and learn skills

I think this method is still advisable. If you don’t have enough funds, you want to sign up for classes to learn various skills, such as training in English, programming, and cosmetology. Hairdressing etc. It is also a good choice to enrich yourself and lay the foundation for finding a job in the future. It is also a good choice to repay the loan after making money.

3. Loans for starting a business

Many people may have difficulty finding a satisfactory job, so they think of starting their own business, setting up a food stall, opening a milk tea shop or opening a Taobao store If the store is engaged in e-commerce or something, it also needs start-up capital, so I thought of a loan.

4. Loans for capital flow

Some people, especially those doing business, always need liquidity. However, it is inevitable that sometimes the capital chain will be disconnected. I borrowed money from my relatives and friends but was embarrassed to ask, so I thought of a loan to meet my urgent needs. I would like to say that those who run small businesses can consider this method. After all, the funds are not much and it is easy to pay them back in time. And you "big bosses" We still try to avoid applying from messy lending institutions, after all, what we need is not a small amount of money.

It is understandable for me to take out a loan for these reasons. After all, learn to control your consumption, as long as it is reasonable and moderate. However, some people choose to take out loans to gamble! This kind of people also make me stay away from them. After all, gambling is an industry that you must not get involved in. As the old saying goes: nine times out of ten you bet, you lose. I don’t even have the capital and I’m still thinking about finding a bank, a lending institution, or an online loan platform. I’ll borrow money wherever I can. If I use this money to gamble, the consequences will only be the destruction of my family.