If you use someone else's identity, you should report the case to the public security organ at the first time.

2. What if someone uses my identity information to get a loan?

Generally, banks will not handle bank loans without my ID card, so I need to bring my valid ID card to the bank for face-to-face signing. Conditions for handling bank loans: materials to be prepared for handling loans: fraudulent use of resident identity cards. The Law of the People's Republic of China on Resident Identity Cards stipulates: Article 16 Anyone who commits one of the following acts shall be given a warning by the public security organ and fined less than 200 yuan. If there is illegal income, the illegal income shall be confiscated: (1) using false certification materials to defraud resident identity cards; (2) Renting, lending or transferring a resident identity card; (3) illegally detaining another person's identity card. Seventeenth one of the following acts, by the public security organs fined two hundred yuan to one thousand yuan, or detained for ten days. If there are illegal gains, the illegal gains shall be confiscated: (1) fraudulently using other people's identity cards or using fraudulent identity cards; (2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs. Article 18 Whoever forges or alters a resident identity card shall be investigated for criminal responsibility according to law. Whoever commits any of the acts listed in Articles 16 and 17 of this Law and commits criminal activities shall be investigated for criminal responsibility according to law. Article 19. If the staff of state organs or financial, telecommunications, transportation, education, medical and other units disclose the personal information of citizens recorded in resident ID cards obtained in the course of performing their duties or providing services, which constitutes a crime, criminal responsibility shall be investigated according to law; If the case does not constitute a crime, it shall be detained by the public security organ from 10 to 15 and fined 5000 yuan. If there are illegal gains, the illegal gains shall be confiscated. Fraudulent use of identity cards can directly apply to the public security organs for filing a case for review.

Third, others stole my ID card loan?

If someone steals your ID card, you should call the police immediately and call the loan company to tell them that I didn't make the loan myself. Generally, in addition to identity information, you need to sign a loan contract. The loan contract needs the lender's signature and handprint, and it can be determined whether it is signed by the parties themselves through appraisal. Stealing another person's ID card or using another person's ID card to borrow money is an illegal and criminal act and will be punished by law. When someone impersonates a loan, they should first call the police and inform the police of the specific details and information of the identity being fraudulently used. An impostor can also file an objection application with the bank handling the loan, request to investigate the loan situation, provide a copy of the loan contract and relevant credentials, and apply for legal appraisal whether to sign it if necessary. After investigation and verification, if it is a fake loan, the bank that issued the loan will eliminate the bad credit record. In addition, the impostor can also file an objection application or appeal to the local people's bank. If the loan issuing bank refuses to solve the problem, the impostor can appeal to the people. Casual disclosure of personal information: 1, disclosure of personal information by various online documents: ① Your name, telephone number, home address and other information are on the logistics list on the express parcel. The courier may sell your personal information, or you may accidentally throw away the courier bill after receiving the goods. When shopping with a credit card, your name, bank and consumption records are recorded on the statement, and throwing them away at will will also cause your personal information to leak. ③ After the real-name authentication of the train ticket, the personal ID card and name are printed on the ticket. Many of us will throw away our tickets. If criminals get your personal information, they are likely to commit illegal acts. 2, social platform QQ mailbox inadvertently promote themselves: there are a lot of social networking, in various forums and social networks, you need to fill in personal information to allow chat interaction. For example, most netizens will use QQ email as their preferred registered email address, which often appears in major online communities. Usually, the QQ number is directly displayed in the QQ mailbox, and criminals can then obtain your personal information from QQ materials, space and other channels. 3. Submit a resume online or reveal your true identity: Most job seekers now submit resumes online, and the information in the resume is readily available, and these contents are likely to be traded by criminals. Generally speaking, don't fill in my specific information in my resume, such as my home address, ID number and so on. 4, registration, copying information is easy to be stolen: registration in various exams, online learning, etc. , often need to register personal information. Even some print shops use convenience to archive customer information and then resell it. 5. Abuse of a copy of ID card: ID card is required for bank account opening, mobile phone access, membership card processing, etc. When providing a copy of your ID card, be sure to indicate "for a certain unit and only for a certain unit", otherwise it will be invalid. In addition, attention should be paid to the process of copying, and redundant copies should be destroyed. Legal basis: Article 110 of the Civil Code of People's Republic of China (PRC). Natural persons enjoy the rights of life, body, health, name, portrait, reputation, honor, privacy and marriage. Legal persons and unincorporated organizations enjoy the right of name, reputation and honor. Article 111 The personal information of natural persons shall be protected by law. Any organization or individual who needs to obtain other people's personal information shall obtain and ensure the information security according to law, and shall not illegally collect, use, process or transmit other people's personal information, or illegally buy, sell, provide or disclose other people's personal information.