1, did not provide planning, accusation and other circumstances for the crime of loan fraud, but only engaged in criminal suspicion at the request of the client. 2. Criminals who provide auxiliary functions for the principal of loan fraud, such as copying fraudulent materials. 3. Criminals who are not actively or less involved in loan fraud. According to the provisions of the criminal law, the accomplice can be identified from the degree of involvement of the parties to the case. If they organize and lead a criminal act, they must belong to the principal offender, and those who have little influence on the criminal result can be regarded as accomplices.

legal ground

Article 193 of the Criminal Law of People's Republic of China (PRC) is the crime of loan fraud.

Under any of the following circumstances, whoever defrauds a bank or other financial institution for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) fabricating false reasons such as introducing funds and projects;

(two) the use of false economic contracts;

(3) using false documents;

(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;

(5) obtaining loans by other means.