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How to withdraw provident fund to repay commercial loans in Wuhu city
How to withdraw provident fund to repay commercial loans in Wuhu city

Provident fund withdrawal means that the depositor, in accordance with the requirements of provident fund withdrawal, goes to the relevant department for provident fund withdrawal and withdraws part or all of the amount in the provident fund account to the personal bank account. The following is what I have compiled for you: how to withdraw the provident fund from Wuhu to repay commercial loans, for reference only, and I hope it will help you!

(1) extraction conditions

1. The extractor has made the first house purchase extraction when purchasing the house.

2. Apply for the first withdrawal for one year (12 months).

(2) Select the target

Me, my spouse, and the owner of the property.

(3) the required materials

1. Original ID card.

2. Original marriage certificate (or unmarried commitment letter).

3. Purchase contract (only needed when repaying the loan for the first time).

4. Original loan (loan) contract (only required for the first loan repayment).

5. The loan statement provided by the loan bank (repayment record in recent 3 months).

6. Original of the drawer's personal passbook (or bank card).

(4) Withdrawal amount

1. According to the actual repayment amount, the accumulated withdrawal amount shall not exceed the actual repayment amount.

2, once a year, every time the interval is not less than one year (1February).

3. The amount of property right * * * shall not exceed the amount that can be extracted according to the share of property right.

(5) Others

Repayment of principal and interest of self-occupied commercial loans in advance: proof of prepayment issued by the bank is required. It can be withdrawn once within one year (12 months) from the date of repayment, and the total withdrawal amount shall not exceed the prepayment amount and the applicant's account balance.

(six) the time limit and amount of treatment

Processing time: 3 working days

Handling fee: no charge.

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